{"data":{"id":"us-in/ic-27-8-24.2-5","jurisdiction":"us-in","citation":"IC 27-8-24.2-5","heading":"Coverage required","body":"Sec. 5. A policy of accident and sickness insurance must provide coverage for orthotic devices and prosthetic devices, including repairs or replacements, that:\n(1) are provided or performed by a person that is:\n(A) accredited as required under 42 U.S.C. 1395m(a)(20); or\n(B) a qualified practitioner (as defined in 42 U.S.C. 1395m(h)(1)(F)(iii));\n(2) are determined by the insured's physician to be medically necessary to restore or maintain the insured's ability to perform activities of daily living or essential job related activities; and\n(3) are not solely for comfort or convenience.","path":["TITLE 27. INSURANCE","ARTICLE 8. LIFE, ACCIDENT, AND HEALTH","Chapter 24.2. Coverage for Prosthetic Devices"],"source_url":"https://iga.in.gov/ic/2026/Title_27.html#27-8-24.2-5","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-25T05:39:04Z","sha256":"5ac1b2bac1e30e61bfcea94be785a3fc699ab1e7b9a97be85f1da07238a6118b","source_id":"us-in","stale":false,"prev":"us-in/ic-27-8-24.2-4","next":"us-in/ic-27-8-24.2-6"},"notice":"GroundRules: Original legal text. Not legal advice."}