{"data":{"id":"us-in/ic-27-8-5-17","jurisdiction":"us-in","citation":"IC 27-8-5-17","heading":"Exceptions; discretionary groups; group accident and sickness insurance","body":"Sec. 17. (a) A group accident and sickness insurance policy shall not be delivered or issued for delivery in Indiana to a group that is not described in section 16(1)(A), 16(2)(A), 16(3)(A), 16(4)(A), 16(5)(A), 16(6)(A), 16(7), or 16(8) of this chapter unless:\n(1) the group applies to the commissioner for approval as a discretionary group;\n(2) the commissioner reviews the group according to the same standards as a group described in section 16 of this chapter; and\n(3) the commissioner finds that:\n(A) the issuance of the policy is not contrary to the best interest of the public;\n(B) the issuance of the policy would result in economies of acquisition or administration; and\n(C) the benefits of the policy are reasonable in relation to the premiums charged.\n(b) Except as otherwise provided in this chapter, an insurer may exclude or limit the coverage under a policy described in subsection (a) on any person as to whom evidence of individual insurability is not satisfactory to the insurer.","path":["TITLE 27. INSURANCE","ARTICLE 8. LIFE, ACCIDENT, AND HEALTH","Chapter 5. Accident and Sickness Insurance─Policy Provisions"],"source_url":"https://iga.in.gov/ic/2026/Title_27.html#27-8-5-17","current_through":"2026","vintage":"2026","retrieved_at":"2026-09-25T05:39:04Z","sha256":"a52282f21b226f9624fa4512445b5cb12c4b07f2be2fe905126d9d0112340865","source_id":"us-in","stale":false,"prev":"us-in/ic-27-8-5-16.5","next":"us-in/ic-27-8-5-18"},"notice":"GroundRules: Original legal text. Not legal advice."}