{"data":{"id":"us-in/ic-37-2-2-15","jurisdiction":"us-in","citation":"IC 37-2-2-15","heading":"\"Creditor\"","body":"Sec. 15. \"Creditor\" means a person:\n(1) who regularly engages in the extension of consumer credit that is subject to a credit service charge or loan finance charge, as applicable, or is payable by written agreement in more than four (4) installments (not including a down payment); and\n(2) to whom the obligation is initially payable, either on the face of the note or contract, or by agreement when there is not a note or contract.","path":["TITLE 37. CONSUMER LENDING","ARTICLE 2. UNIFORM CONSUMER CREDIT CODE","Chapter 2. Definitions"],"source_url":"https://iga.in.gov/ic/2026/Title_37.html#37-2-2-15","current_through":"2026","vintage":"2026","retrieved_at":"2026-08-22T06:53:15Z","sha256":"1e7092aa5f5e40a26ddad7fb60a2cc9e551f44bd2ae014703cede0506adc9713","source_id":"us-in","stale":false,"prev":"us-in/ic-37-2-2-14.5","next":"us-in/ic-37-2-2-15.5"},"notice":"GroundRules: Original legal text. Not legal advice."}