{"data":{"id":"us-in/ic-37-2-6-12","jurisdiction":"us-in","citation":"IC 37-2-6-12","heading":"Refunds and penalties as set-off to obligation","body":"Sec. 12. Refunds or penalties to which the debtor is entitled pursuant to sections 8 through 11 of this chapter may be set off against the debtor's obligation, and may be raised as a defense to a suit on the obligation without regard to the time limitations prescribed by sections 8 through 11 of this chapter.","path":["TITLE 37. CONSUMER LENDING","ARTICLE 2. UNIFORM CONSUMER CREDIT CODE","Chapter 6. Remedies and Penalties"],"source_url":"https://iga.in.gov/ic/2026/Title_37.html#37-2-6-12","current_through":"2026","vintage":"2026","retrieved_at":"2026-08-22T06:53:15Z","sha256":"da0e2a72a5df11885e2f8c7c14eba14feb25f5f2d9ade1fd52dc241470281d88","source_id":"us-in","stale":false,"prev":"us-in/ic-37-2-6-11","next":"us-in/ic-37-2-6-13"},"notice":"GroundRules: Original legal text. Not legal advice."}