{"data":{"id":"us-in/ic-37-2-6-13","jurisdiction":"us-in","citation":"IC 37-2-6-13","heading":"Knowing violations","body":"Sec. 13. (a) A lender who knowingly makes charges in excess of those permitted by the provisions of this article commits a Class A misdemeanor.\n(b) A person who knowingly engages in the business of making consumer loans without a license in violation of the provisions of this article applying to authority to make consumer loans (IC 37-2-4-23 and IC 37-2-4-24) commits a Class A misdemeanor.\n(c) A person who knowingly:\n(1) engages in the business of making consumer credit sales, consumer leases, or consumer loans, or of taking assignments of rights against debtors; and\n(2) undertakes direct collection of payments or enforcement of these rights, without complying with the provisions of this article concerning notification (IC 37-2-7-25) or payment of fees (IC 37-2-7-26);\ncommits a Class A infraction.","path":["TITLE 37. CONSUMER LENDING","ARTICLE 2. UNIFORM CONSUMER CREDIT CODE","Chapter 6. Remedies and Penalties"],"source_url":"https://iga.in.gov/ic/2026/Title_37.html#37-2-6-13","current_through":"2026","vintage":"2026","retrieved_at":"2026-08-22T06:53:15Z","sha256":"1f94a7d1590be0330c40c071833236ccce99c748ca327994461024284e209e50","source_id":"us-in","stale":false,"prev":"us-in/ic-37-2-6-12","next":"us-in/ic-37-2-6-14"},"notice":"GroundRules: Original legal text. Not legal advice."}