{"data":{"id":"us-in/ic-37-5-2-7","jurisdiction":"us-in","citation":"IC 37-5-2-7","heading":"\"Deceptive act\"","body":"Sec. 7. (a) \"Deceptive act\" means:\n(1) an act or a practice as part of a mortgage transaction (as defined in IC 37-5-3-7(a)), or of a real estate transaction (as defined in IC 37-5-3-7(b)), in which a person at the time of the transaction knowingly or intentionally:\n(A) makes a material misrepresentation; or\n(B) conceals material information regarding the terms or conditions of the transaction; or\n(2) a violation of IC 37-4 concerning mortgage rescue protection fraud as set forth in IC 37-4-5-1.\n(b) For purposes of this section, \"knowingly\" means having actual knowledge at the time of the transaction.","path":["TITLE 37. CONSUMER LENDING","ARTICLE 5. HOME LOAN PRACTICES","Chapter 2. Definitions"],"source_url":"https://iga.in.gov/ic/2026/Title_37.html#37-5-2-7","current_through":"2026","vintage":"2026","retrieved_at":"2026-08-22T06:53:15Z","sha256":"ca03a843eb0861a02737659c3b3c45b9e65c3c8f922af6c5615ffa9c69fbba74","source_id":"us-in","stale":false,"prev":"us-in/ic-37-5-2-6","next":"us-in/ic-37-5-2-8"},"notice":"GroundRules: Original legal text. Not legal advice."}