{"data":{"id":"us-in/ic-37-5-4-5","jurisdiction":"us-in","citation":"IC 37-5-4-5","heading":"Acceleration after default","body":"Sec. 5. A high cost home loan may not contain a provision that increases the interest rate after default. However, this section does not apply to interest rate changes in a variable rate loan otherwise consistent with the provisions of the high cost home loan documents if the change in the interest rate is not triggered by the event of default or the acceleration of the indebtedness.","path":["TITLE 37. CONSUMER LENDING","ARTICLE 5. HOME LOAN PRACTICES","Chapter 4. Additional Prohibitions for High Cost Home Loans"],"source_url":"https://iga.in.gov/ic/2026/Title_37.html#37-5-4-5","current_through":"2026","vintage":"2026","retrieved_at":"2026-08-22T06:53:15Z","sha256":"4e3e121c1848f6bb585d4013b8b0aa95444cdc93080ad557dff5748c34f759a1","source_id":"us-in","stale":false,"prev":"us-in/ic-37-5-4-4","next":"us-in/ic-37-5-4-6"},"notice":"GroundRules: Original legal text. Not legal advice."}