{"data":{"id":"us-in/ic-37-5-6-1","jurisdiction":"us-in","citation":"IC 37-5-6-1","heading":"Requirements for servicers of high cost home loans","body":"Sec. 1. (a) A servicer of a high cost home loan shall report at least once each calendar quarter to a nationally recognized consumer credit reporting agency both the favorable and unfavorable payment history information of the borrower on payments due to the creditor on a high cost home loan.\n(b) This section does not prohibit a servicer from agreeing with the borrower not to report specified payment history information in the event of a resolved or an unresolved dispute with a borrower and does not apply to high cost home loans held or serviced by a lender for less than ninety (90) days.","path":["TITLE 37. CONSUMER LENDING","ARTICLE 5. HOME LOAN PRACTICES","Chapter 6. Reporting Requirements"],"source_url":"https://iga.in.gov/ic/2026/Title_37.html#37-5-6-1","current_through":"2026","vintage":"2026","retrieved_at":"2026-08-22T06:53:15Z","sha256":"1da23095659ace9b8222440a1acea1e2e2b67921b67400ef6f8daaec587cba5a","source_id":"us-in","stale":false,"prev":"us-in/ic-37-5-5-6","next":"us-in/ic-37-5-7-1"},"notice":"GroundRules: Original legal text. Not legal advice."}