{"data":{"id":"us-ks/k.s.a.-16a-4-110","jurisdiction":"us-ks","citation":"K.S.A. 16a-4-110","heading":"(UCCC) Charge for insurance in connection with a refinancing or consolidation; duplicate charges.","body":"(1) A creditor may not contract for or receive a separate charge for insurance in connection with a refinancing or a consolidation, unless:\n(a) The consumer agrees at or before the time of refinancing or consolidation that the charge may be made;\n(b) the consumer is or is to be provided with insurance for an amount or a term, or insurance of a kind, in addition to that to which said consumer would have been entitled had there been no refinancing or consolidation;\n(c) the consumer receives a refund or credit on account of any unexpired term of existing insurance in the amount that would be required if the insurance were terminated; and\n(d) the charge does not exceed the amount permitted by this article.\n(2) A creditor may not contract for or receive a separate charge for insurance which duplicates insurance with respect to which the creditor has previously contracted for or received a separate charge.","path":["Chapter 16a.—CONSUMER CREDIT CODE","Article 4.—INSURANCE"],"source_url":"https://www.ksrevisor.gov/statutes/chapters/ch16a/016a_004_0110.html","current_through":"2025 legislative session","vintage":"","retrieved_at":"2026-09-04T15:10:38Z","sha256":"85162ede83f153e4d9746bd281747bc1d76ca0972431c6628698cc66e6eb5019","source_id":"us-ks","stale":false,"prev":"us-ks/k.s.a.-16a-4-109","next":"us-ks/k.s.a.-16a-4-111"},"notice":"GroundRules: Original legal text. Not legal advice."}