{"data":{"id":"us-ks/k.s.a.-40-1513","jurisdiction":"us-ks","citation":"K.S.A. 40-1513","heading":"Misrepresentations by assured.","body":"No oral or written misrepresentation made by the assured or in his behalf, in the negotiation of insurance, shall be deemed material or defeat or void the policy, or prevent its attaching, unless made with intent to deceive and defraud, or unless the matter misrepresented increases the risk.","path":["Chapter 40.—INSURANCE","Article 15.—MUTUAL HAIL INSURANCE COMPANIES"],"source_url":"https://www.ksrevisor.gov/statutes/chapters/ch40/040_015_0013.html","current_through":"2025 legislative session","vintage":"","retrieved_at":"2026-10-15T06:14:41Z","sha256":"31e686ef861ba0ca0f4b0c453b517b18aacbf4021b0a19f5add825c2bd7c2c66","source_id":"us-ks","stale":false,"prev":"us-ks/k.s.a.-40-1512","next":"us-ks/k.s.a.-40-1514"},"notice":"GroundRules: Original legal text. Not legal advice."}