{"data":{"id":"us-ks/k.s.a.-84-9-628","jurisdiction":"us-ks","citation":"K.S.A. 84-9-628","heading":"Nonliability and limitation on liability of secured party.","body":"(a) Limitation of liability of secured party for noncompliance with article. Unless a secured party knows that a person is a debtor or obligor, knows the identity of the person, and knows how to communicate with the person:\n(1) The secured party is not liable to the person, or to a secured party or lienholder that has filed a financing statement against the person, for failure to comply with this article; and\n(2) the secured party's failure to comply with this article does not affect the liability of the person for a deficiency.\n(b) Limitation of liability based on status as secured party. A secured party is not liable because of its status as secured party:\n(1) To a person that is a debtor or obligor, unless the secured party knows:\n(A) That the person is a debtor or obligor;\n(B) the identity of the person; and\n(C) how to communicate with the person; or\n(2) to a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:\n(A) That the person is a debtor; and\n(B) the identity of the person.\n(c) Limitation of liability if reasonable belief that transaction not a consumer-goods transaction or consumer transaction. A secured party is not liable to any person, and a person's liability for a deficiency is not affected, because of any act or omission arising out of the secured party's reasonable belief that a transaction is not a consumer-goods transaction or a consumer transaction or that goods are not consumer goods, if the secured party's belief is based on its reasonable reliance on:\n(1) A debtor's representation concerning the purpose for which collateral was to be used, acquired, or held; or\n(2) an obligor's representation concerning the purpose for which a secured obligation was incurred.\n(d) Limitation of liability for statutory damages. A secured party is not liable to any person under K.S.A. 2025 Supp. 84-9-625(c)(2), and amendments thereto, for its failure to comply with K.S.A. 2025 Supp. 84-9-616, and amendments thereto.\n(e) Limitation of multiple liability for statutory damages. A secured party is not liable under K.S.A. 2025 Supp. 84-9-625(c)(2), and amendments thereto, more than once with respect to any one secured obligation.","path":["Chapter 84.—UNIFORM COMMERCIAL CODE","Article 9.—SECURED TRANSACTIONS"],"source_url":"https://www.ksrevisor.gov/statutes/chapters/ch84/084_009_0628.html","current_through":"2025 legislative session","vintage":"","retrieved_at":"2026-09-04T15:15:39Z","sha256":"6f4f7d1ee659109b4b61ca89887a670aa27d0852ad03edd1176e4dc0cecd8462","source_id":"us-ks","stale":false,"prev":"us-ks/k.s.a.-84-9-627","next":"us-ks/k.s.a.-84-9-702"},"notice":"GroundRules: Original legal text. Not legal advice."}