{"data":{"id":"us-ky/krs-186a.555","jurisdiction":"us-ky","citation":"KRS 186A.555","heading":"Titles of hail-damaged vehicles.            (Effective until January 1, 2027)","body":"(1) Notwithstanding KRS 186A.500 to 186A.550, the owner of a motor vehicle that has\nbeen damaged solely by hail shall have the regular title of the vehicle branded as\nfollows \"Hail Damage\" if:\n(a) The vehicle is in a condition that it can be legally operated on the highway;\n(b) The total estimated or actual cost of parts and labor to rebuild or reconstruct\nthe vehicle to its pre -hail condition exceeds seventy-five percent (75%) of the\nretail value of the vehicle, as prescribed by a nationally accepted used car\nvaluation guide or tool identified under KRS 304.20-110; and\n(c) The owner intends to retain ownership of the vehicle.\n(2) A person seeking to have the title of a vehicle branded for hail damage under\nsubsection (1) of this section shall present the sheriff with a statement from the\nperson's insurance company that the damage exceeds seventy -five percent (75%) of\nthe retail value of the vehicle and is solely the resu lt of hail damage, and shall have\nthe vehicle inspected by the sheriff of the county in which the vehicle is registered.\nUpon completion of inspection of the vehicle, the sheriff shall indicate on the\nvehicle transaction record form if he or she has receiv ed a statement from the\nperson's insurance company that the damage to the vehicle is the result of hail\ndamage and if the total estimated or actual cost of parts and labor to rebuild or\nreconstruct the vehicle to its pre -hail condition exceeds seventy -five percent (75%)\nof the retail value of the vehicle, as prescribed by a nationally accepted used car\nvaluation guide or tool identified under KRS 304.20-110. The sheriff shall be paid a\nfee of fifteen dollars ($15) to conduct an inspection under this subsection.\n(3) Upon completion of the inspection required under subsection (2) of this section, a\nperson shall take the vehicle transaction record form and the title to the vehicle to\nthe office of the county clerk in the county in which the vehicle is registere d. If the\nsheriff has certified on the vehicle transaction record form that the damage to the\nvehicle is the result of hail damage and if the total estimated or actual cost of parts\nand labor to rebuild or reconstruct the vehicle to its pre -hail condition exceeds\nseventy-five percent (75%) of the retail value of the vehicle, as prescribed by a\nnationally accepted used car valuation guide or tool identified under KRS 304.20 -\n110, the clerk shall enter into the Automated Motor Vehicle Registration System\n(AVIS) the information required to brand the title with a \"Hail Damage\" brand. The\ncounty clerk shall be paid a fee of three dollars ($3) to carry out this subsection.\n(4) A title branded \"Hail Damage\" under the provisions of subsection (3) of this section\nshall retain the brand for as long as the person holds title to the vehicle, and upon\nthe sale or transfer of the vehicle, the new title issued shall continue to carry the\nbrand \"Hail Damage.\"\n(5) An insurance company shall not render payment on a vehicle dama ged solely by\nhail in excess of seventy -five percent (75%) of the retail value of the vehicle until\nthe title has been branded \"Hail Damage.\"\nEffective: July 15, 2026","path":["KRS Chapter 186A"],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=57819","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:51:40Z","sha256":"601c1d7b731a1ad24c9ef267de85e8889bed77561de28038b184f97bef35da46","source_id":"us-ky","stale":false,"prev":"us-ky/krs-186a.550","next":"us-ky/krs-186a.990"},"notice":"GroundRules: Original legal text. Not legal advice."}