{"data":{"id":"us-ky/krs-198a.400","jurisdiction":"us-ky","citation":"KRS 198A.400","heading":"Kentucky Homeownership Protection Center -- Purposes -- Cooperative","body":"agreements -- Funding -- Referrals to specific lenders and brokers prohibited.\n(1) There may be established, as part of the borrower education initiatives established\nby or through t he Kentucky Housing Corporation, a Kentucky Homeownership\nProtection Center.\n(2) The purpose of the Kentucky Homeownership Protection Center shall be to:\n(a) Provide a centralized location for information on public services made\navailable by federal, state, or local government or community entities, to assist\na homeowner who is in default, or in danger of default, on his or her home\nloan; and\n(b) Attempt to assist, any homeowner who contacts the center without cost to the\nhomeowner, with the goal of:\n1. Providing a homeowner with information, including toll -free telephone\nnumbers for public services, made available by federal, state, or local\ngovernment or community entities, including programs such as\nNeighborWorks and Don't Borrow Trouble, mortgage assista nce\nprograms, home repair assistance programs, and utility assistance\nprograms;\n2. Determining if the homeowner has contacted his or her lender regarding\nany default or danger of default; and\n3. Providing a homeowner with counseling agencies approved by th e\nUnited States Department of Housing and Urban Development that may\nbe able to assist the homeowner.\n(3) The Kentucky Homeownership Protection Center may enter into an agreement with\nany public or nonprofit entity to carry out any part of the mortgage for eclosure\ncounseling and education program.\n(4) The Kentucky Homeownership Protection Center may solicit contributions and\ngrants from the private sector, nonprofit entities, and the federal government to\nassist in carrying out the purposes of this chapter.\n(5) The Kentucky Homeownership Protection Center shall not, directly or through an\nentity contracted with in accordance with subsection (3) of this section, make\nreferrals or recommendations to or regarding specific for -profit lenders or mortgage\nbrokers.","path":["KRS Chapter 198A"],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=6955","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:51:51Z","sha256":"6eaff5680bc7e9dfc7561bc676e3c89b34f9b36f4dd2e714a52ef6f4e60ac347","source_id":"us-ky","stale":false,"prev":"us-ky/krs-198a.300","next":"us-ky/krs-198a.700"},"notice":"GroundRules: Original legal text. Not legal advice."}