{"data":{"id":"us-ky/krs-286.3-027","jurisdiction":"us-ky","citation":"KRS 286.3-027","heading":"Prohibition against use of certain banking -related words and characters","body":"or financial institution trademarks by unauthorized person -- Exceptions --\nEnforcement and penalties.\n(1) Except as provided in subsection (2) of this section, a person doin g business in this\nstate shall not use the term \"bank,\" \"banker,\" \"banking,\" \"trust,\" or a similar term,\nwhich may include without limitation a character, ideogram, phonogram, phrase, or\nforeign language word, in its name, including any use of the name on stationery or\nmarketing material or in solicitations or advertising, in a manner that would imply\nto the public that the person is engaged in the banking or trust business.\n(2) A person may use a term prohibited by subsection (1) of this section if the per son is\nauthorized:\n(a) Under its charter, or the laws of this state or the United States, to use the term\nin its name; and\n(b)  By the laws of this state or the United States to conduct the activities in which\nit is engaged in this state.\n(3) (a) The commissioner shall levy a civil penalty against any person that violates\nthis section.\n(b) The civil penalty shall be not less than one thousand dollars ($1,000) nor more\nthan five thousand dollars ($5,000) per violation, plus the state's costs and\nexpenses for  the examination, investigation, and prosecution of the matter,\nincluding reasonable attorney's fees and court costs.","path":[],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54492","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:57:10Z","sha256":"2b081f049f0b590d9e0d9ce386fcb0cc1fcdbcd379c2da5d0ce1907d892635e5","source_id":"us-ky","stale":false,"prev":"us-ky/krs-286.3-025","next":"us-ky/krs-286.3-030"},"notice":"GroundRules: Original legal text. Not legal advice."}