{"data":{"id":"us-ky/krs-304.12-211","jurisdiction":"us-ky","citation":"KRS 304.12-211","heading":"Domestic violence and abuse as reason for insurer's limitation or denial","body":"of coverage.\n(1) As used in this section, unless the context requires otherwise:\n(a) \"Casualty insurance\" has the meaning set forth in KRS 304.5-070;\n(b) \"Domestic violence and abuse\" has the meaning set forth in KRS 403.720;\n(c) \"Innocent co -insured\" means an individual who did not cooperate in or\ncontribute to the creation of the loss;\n(d) \"Insurer\" means an insurer licensed to write property or casualty insurance in\nKentucky; and\n(e) \"Property insurance\" has the meaning set forth in KRS 304.5-050.\n(2) (a) No insurer shall use the fact that an applicant or insured incurred bodily injury\nas a result of domestic violence and abuse committed against him or her as the\nsole reason for rating or underwriting decisions, refusing to insure, refusing to\ncontinue to insure, or limiting the amount, extent, or kind of coverage\navailable to an applicant or insured.\n(b) If a property or casualty insurance policy excludes property coverage fo r\nintentional acts, the insurer shall not deny payment to an innocent co -insured\nif the loss arose out of a pattern of domestic violence and abuse and the\nperpetrator of the loss is criminally prosecuted for the act causing the loss.\nPayment to the innocen t co -insured may be limited to his or her ownership\ninterests in the property as reduced by any payments to a mortgage or other\nsecured interest.","path":[],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=17034","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:57:42Z","sha256":"04f3f04798ae231324b07ebe330450d6925b55e619482a5d792a09bc1f0d02d3","source_id":"us-ky","stale":false,"prev":"us-ky/krs-304.12-210","next":"us-ky/krs-304.12-215"},"notice":"GroundRules: Original legal text. Not legal advice."}