{"data":{"id":"us-ky/krs-304.14-140","jurisdiction":"us-ky","citation":"KRS 304.14-140","heading":"Standard provisions, in general.","body":"(1) Insurance contracts shall contain such standard or uniform provisions as are\nrequired by the applicable provisions of this code pertaining to contracts of\nparticular kinds of insurance. The commissioner may waive the required use of a\nparticular provision in a particular insurance policy form if:\n(a) The commissioner finds such provision unnecessary for or unrelated to the\nprotection of the insured and inconsistent with the purposes of the policy, and\n(b) The policy is otherwise approved by the commissioner.\n(2) No policy shall contain any provision inconsistent with or contradictory to any\nstandard or uniform provision used or required to be used, but the commissioner\nmay approve any substitute provision which is, in his or her opinion, not less\nfavorable i n any particular to the insured or beneficiary than the provisions\notherwise required.\n(3) In lieu of the provisions required by this code for contracts for particular kinds of\ninsurance, substantially similar provisions required by the law of the domicile  of a\nforeign or alien insurer may be used when approved by the commissioner.\n(4) A policy issued by a domestic insurer for delivery in another jurisdiction may\ncontain any provision required or permitted by the laws of such jurisdiction.","path":[],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=17134","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:57:43Z","sha256":"d88a051ae7b4be098e64fca19b8e2fada1670a4293d6198b01838840319850f5","source_id":"us-ky","stale":false,"prev":"us-ky/krs-304.14-135","next":"us-ky/krs-304.14-150"},"notice":"GroundRules: Original legal text. Not legal advice."}