{"data":{"id":"us-ky/krs-304.14-220","jurisdiction":"us-ky","citation":"KRS 304.14-220","heading":"Binders.","body":"(1) Binders or other contracts for temporary insurance may be made orally or in writing,\nand shall be deemed to include all the usual terms of the policy as to which the\nbinder was given together with such applicable endorsements as are designated in\nthe binder, except as superseded by the clear and express terms of the binder.\n(2) No binder shall be valid beyond the issuance of the policy with respect to which it\nwas given, or beyond ninety (90) days from its effective date, whichever period is\nthe shorter.\n(3) If the policy has not been issued a binder may be extended or renewed beyond such\nninety (90) days with the written approval of the commissioner, or in accordance\nwith such rules and regulations relative thereto as the commissioner may\npromulgate.\n(4) This section shall not apply to life or health insurance or title insurance.","path":[],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=17142","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:57:43Z","sha256":"e1093586fa8b96c87568cfd3537427c14f5563aa6d6eb21bc98f6893235707e0","source_id":"us-ky","stale":false,"prev":"us-ky/krs-304.14-210","next":"us-ky/krs-304.14-230"},"notice":"GroundRules: Original legal text. Not legal advice."}