{"data":{"id":"us-ky/krs-304.15-040","jurisdiction":"us-ky","citation":"KRS 304.15-040","heading":"Standard provisions required.","body":"(1) No policy of life insurance other than pure endowments with or without return of\npremiums or of premiums and interest, shall be delivered or issued for delivery in\nthis state unless it contains in substance all of the applicable provisions required by\nKRS 304.15-050 to 304.15 -170, inclusive. This section shall not apply to annuity\ncontracts nor to any provision of a life insurance policy, or contract supplemental\nthereto, relating to disability benefits or to additional benefits in the event of death\nby accident or accidental means.\n(2) Any of such provisions or portions thereof not applicable to single premium or\nnonparticipating or term policies or insurance granted in exchange for lapsed or\nsurrendered policies, shall to that extent not be incorporated therein.","path":[],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=17198","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:57:44Z","sha256":"c73aa8ba3bf6dfc1d03c2d501aa33578b6647b601872300d39391bddc7a2bc16","source_id":"us-ky","stale":false,"prev":"us-ky/krs-304.15-035","next":"us-ky/krs-304.15-045"},"notice":"GroundRules: Original legal text. Not legal advice."}