{"data":{"id":"us-ky/krs-304.19-110","jurisdiction":"us-ky","citation":"KRS 304.19-110","heading":"Claims.","body":"(1) All claims shall be promptly reported to the insurer or its designated claim\nrepresentative, and the insurer shall maintain adequate claim files. All claims shall\nbe settled as soon as possible and in accordance with the terms of the insurance\ncontract.\n(2) All claims shall be paid either by draft drawn upon the insurer or by check of the\ninsurer to the order of the claimant to whom payment of the claim is due pursuant to\nthe policy provisions, or upon direction of such claimant to one specified.\n(3) No plan or arrangement shall be used whereby any person, firm or corporation other\nthan the insurer or its designated claim representative shall be authorized to settle or\nadjust claims. The creditor shall not be designated as claim representative for the\ninsurer in adjusting claims; provided, that a group policyholder may, by\narrangement with the group insurer, draw drafts or checks in payment of claims due\nto the group policyholder subject to audit and review by the insurer.","path":[],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=29469","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:57:50Z","sha256":"20cbe6b8c6c762e0077b6056587486d42d61bd57a61e6bfd4e9c7b610e247723","source_id":"us-ky","stale":false,"prev":"us-ky/krs-304.19-100","next":"us-ky/krs-304.19-120"},"notice":"GroundRules: Original legal text. Not legal advice."}