{"data":{"id":"us-ky/krs-304.19-202","jurisdiction":"us-ky","citation":"KRS 304.19-202","heading":"Applicability of KRS 304.19-200 to 304.19-215 -- Exemptions.","body":"(1) Except as provided in subsection (2) of this section, all credit personal property\ninsurance written in connection with credit transactions for personal, family, or\nhousehold purposes shall be subject to KRS 304.19-200 to 304.19-215.\n(2) The following shall not be subject to KRS 304.19-200 to 304.19-215:\n(a) Transactions involving extensions of credit primarily for business or\ncommercial purposes;\n(b) Insurance that is not classified and filed as credit insurance;\n(c) Insurance written in connection with a credit transaction that is secured by a\nreal estate mortgage or deed of trust;\n(d) Title insurance;\n(e) Non-filing insurance;\n(f) Insurance purchased by a creditor after:\n1. Repossession; or\n2. A similar event where the creditor gains possession of the property;\n(g) Insurance for which no identifiable charge is made to, or collected from, the\ndebtor;\n(h) Blanket vendor single interest (VSI); or\n(i) Vehicle financial protection products as defined in KRS 367.702.","path":[],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=57195","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:57:50Z","sha256":"82de44302781ae284be50a149c069a6e00a1880db732e8d88f7e39ab2246197d","source_id":"us-ky","stale":false,"prev":"us-ky/krs-304.19-200","next":"us-ky/krs-304.19-204"},"notice":"GroundRules: Original legal text. Not legal advice."}