{"data":{"id":"us-ky/krs-304.2-450","jurisdiction":"us-ky","citation":"KRS 304.2-450","heading":"Strengthen Kentucky Homes Program -- Purpose -- Fund --","body":"Administrative regulations.\n(1) As used in this section:\n(a) \"Insurable dwelling\":\n1. Means a dwelling located or situated on, or affixed to, residential real\nestate; and\n2. Includes a  single-family or multifamily dwelling, including a modular\nhome;\n(b) \"SKH approved contractor\" means a person that has been determined by the\ncommissioner pursuant to an administrative regulation promulgated in\naccordance with subsection (5) of this secti on to be eligible and approved to\nmitigate insurable dwellings under the Strengthen Kentucky Homes Program;\n(c) \"SKH online portal\" means an online portal through which a person seeking\nto become an SKH approved contractor is required to submit documents to the\ndepartment pursuant to an administrative regulation promulgated in\naccordance with subsection (5) of this section; and\n(d) \"Strengthen Kentucky Homes Program\" or \"program\" means the Strengthen\nKentucky Homes Program created in this section.\n(2) The S trengthen Kentucky Homes Program is hereby created for the purpose of\nproviding financial grants to real property owners, SKH approved contractors, and\nnonprofit organizations to assist and promote the mitigation of insurable dwellings\nto resist losses due  to catastrophic wind and hail events in accordance with\nFORTIFIED construction standards published by the Insurance Institute for\nBusiness and Home Safety or a successor entity.\n(3) To the extent funding is available under subsection (4) of this section, the\ncommissioner shall implement and administer the program in accordance with this\nsection.\n(4) (a) The Strengthen Kentucky Homes Program fund is hereby created in the State\nTreasury.\n(b) The following shall be deposited into the fund:\n1. All grants and funds received or raised by the commissioner under\nparagraph (e) of this subsection; and\n2. Any appropriations made to the fund by the General Assembly.\n(c) Notwithstanding KRS 45.229:\n1. Moneys in the fund not expended at the close of a fiscal year shall not\nlapse but shall be carried forward to the next fiscal year; and\n2. Any interest earnings of the fund shall become part of the fund and shall\nnot lapse.\n(d) Moneys in the fund are h ereby appropriated by the General Assembly and\nshall be available to the commissioner for use in implementing and\nadministering the program, except the commissioner shall not make financial\ngrants under subsection (7) of this section that exceed, in aggreg ate, fifteen\nthousand dollars ($15,000).\n(e) The commissioner shall use his or her best efforts to seek and obtain grants or\nfunds from the federal government or other funding sources for deposit into\nthe fund to supplement any appropriations to the fund m ade by the General\nAssembly.\n(5) (a) Except as provided in subsection (7) of this section, the commissioner shall\npromulgate administrative regulations in accordance with KRS Chapter 13A\nto create and establish:\n1. Application forms and procedures for seeking a financial grant;\n2. The eligibility criteria, requirements, and procedures for obtaining a\nfinancial grant, which may include but are not limited to providing\nfinancial grants to:\na. Real property owners to mitigate owner -occupied insurable\ndwellings; and\nb. Nonprofit organizations to improve the wind and hail resilience of\nsingle-family insurable dwellings occupied or owned by low -\nincome and moderate-income individuals;\n3. If the commissioner provides financial grants to mitigate insurable\ndwellings:\na. i. The building standards or techniques that are required for the\nmitigation, which shall include but are not limited to\ncompliance with the most recent version of any applicable\nFORTIFIED Home or FORTIFIED Multifamily construction\nstandards published by the Insurance Institute for Business\nand Home Safety or a successor entity.\nii. The commissioner shall determine through the promulgation\nof an administrative regulation under this subsection the\nspecific standards and designations that are required for  any\ninsurable dwelling; and\nb. Eligibility criteria for building contractors and evaluators that are\neligible to mitigate and inspect the insurable dwellings,\nrespectively, which shall include a preference for Kentucky\nbuilding contractors and evaluators; and\n4. The procedures and requirements for distributing financial grants.\n(b) The commissioner may promulgate administrative regulations in accordance\nwith KRS Chapter 13A to establish any additional rules and eligibility\nrequirements that are necessary f or the proper implementation and\nadministration of this section, including but not limited to the collection of\ndocumentation necessary to allow for any auditing of the program that is\nrequired under the terms of a grant or other funds received by the program.\n(6) Any financial grant provided under the program to mitigate an insurable dwelling\nshall be contingent upon the real property owner securing all required permits and\napplicable inspections in accordance with local building codes.\n(7) (a) The commissioner shall make one (1) time financial grants in accordance with\nthis subsection to SKH approved contractors to reimburse each contractor for\nthe cost of an initial certification by the Insurance Institute for Business and\nHome Safety or a successor entity to act as a CERTIFIED Roofing contractor.\n(b) In order to receive reimbursement under this subsection, an SKH approved\ncontractor shall upload the following documents through the SKH online\nportal:\n1. A request for reimbursement under this subsection; and\n2. A receipt or other documentation from the I nsurance Institute for\nBusiness and Home Safety or a successor entity that states:\na. The contractor's name and address, which shall match the name\nand address that is on file with the department;\nb. That the contractor is certified to act as a CERTIFIED R oofing\ncontractor;\nc. The date the receipt or other documentation was issued; and\nd. The cost paid for the certification referenced in subdivision b. of\nthis subparagraph.\n(c) Upon compliance with paragraph (b) of this subsection by an SKH approved\ncontractor, the commissioner shall, to the extent funding is available under\nsubsection (4) of this section, make a one (1) time financial grant to the\ncontractor in the amount of the cost paid for the certification.\n(d) Financial grants made under this subsectio n shall be made to SKH approved\ncontractors in the order that the contractors satisfy the requirements of\nparagraph (b) of this subsection.\n(e) Checks shall be mailed to the address of the contractor's choice.\n(f) The commissioner shall not be required to establish additional forms,\nprocedures, or requirements, by administrative regulation or otherwise, in\norder to implement, or distribute financial grants under, this subsection.\n(8) Nothing in this section shall be construed to create an entitlement for pr operty\nowners, SKH approved contractors, or nonprofit organizations to obtain funds for,\nor obligate the state in any way to fund, or maintain funding for, any activity for\nwhich a financial grant is permitted or provided under this section.","path":[],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=56766","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:57:37Z","sha256":"7b8f30a482e8fc158e9b5ef0fb0d658a3fadaa25b011fc867f8792b77c35c444","source_id":"us-ky","stale":false,"prev":"us-ky/krs-304.2-440","next":"us-ky/krs-304.20-010"},"notice":"GroundRules: Original legal text. Not legal advice."}