{"data":{"id":"us-ky/krs-304.20-160","jurisdiction":"us-ky","citation":"KRS 304.20-160","heading":"Power of authorized agency to require insurer to furnish information","body":"concerning fire loss.\n(1) Any authorized agency may, in writing, require an insurer at interest to release to\nthe requesting agency any or all relevant information or evidence dee med important\nto the authorized agency which the insurer may have in its possession, concerning a\nloss or potential loss due to fire of suspicious or incendiary origin.  Relevant\ninformation may include, without limitation herein:\n(a) Pertinent insurance p olicy information pertaining to such fire loss and any\napplication for such a policy;\n(b) Policy premium payment records;\n(c) History of previous claims made by the insured;\n(d) Material relating to such loss or potential loss.\n(2) (a) When an insurer has reason to believe that a fire loss, or potential fire loss, in\nwhich it has an interest may be of other than accidental cause, then, for the\npurpose of notification and for having such fire loss, or potential fire loss,\ninvestigated, the insurer shall, in writing, notify any authorized agency or\nagencies and provide them with any or all material developed from the\ninsurer's inquiry into the fire loss, or potential fire loss.\n(b) When an insurer provides any one (1) of the authorized agencies with notice\nof a fire loss, or potential fire loss, pursuant to subsection (2)(a) of this\nsection, it shall be sufficient notice for the purpose of KRS 304.20 -160 to\n304.20-190.\n(c) Nothing in subsection (2) of this section shall abrogate or impair the rights or\npowers created under subsection (1) of this section.\n(3) The authorized agency provided with information pursuant to subsections (1) or (2)\nof this section and in furtherance of its own purposes, may release or provide such\ninformation to any of the other authorized agencies.\n(4) Any insurer providing information to an authorized agency or agencies pursuant to\nsubsections (1) or (2) of this section shall have the right to request information\nrelevant to a claim by an insured, and receive, within a reasonable time n ot to\nexceed thirty (30) days, the information requested.\n(5) Any insurer, or person acting in its behalf, or authorized agency which in good faith\nand without malice or fraudulent intent releases information, whether oral or\nwritten, pursuant to subsectio ns (1) or (2) of this section shall not be liable either\ncivilly or criminally for its compliance with KRS 304.20 -160 to 304.20-190 unless\nit has provided information which it knows, or has reason to believe, to be false,\ninaccurate, or lacking substantial foundation in fact and unless the reporting of said\ninformation is solely for the purpose of delaying or withholding payment of an\ninsurance claim, which the insurer would not otherwise be justified in delaying or\nwithholding.\n(6) No insurer, or person ac ting on its behalf, shall provide information pursuant to\nsubsections (1) or (2) of this section which does not have substantial foundation in\nfact or it knows or believes to be false, or inaccurate, and no such information shall\nbe reported solely for the  purpose of delaying payment of a claim, which it\notherwise would not be justified in delaying.","path":[],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=29490","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:57:50Z","sha256":"ca92fa7aabcce5495fa2b2cd98954de6ea1ae20252059cfadb6b533bffc993ed","source_id":"us-ky","stale":false,"prev":"us-ky/krs-304.20-150","next":"us-ky/krs-304.20-170"},"notice":"GroundRules: Original legal text. Not legal advice."}