{"data":{"id":"us-ky/krs-380.030","jurisdiction":"us-ky","citation":"KRS 380.030","heading":"Persons exempt from classification as debt adjuster.","body":"The following persons shall not be considered debt adjusters for the purposes of this\nchapter:\n(1) Any attorney-at-law admitted to the practice of law in this state by the Supreme\nCourt of this Commonwealth, who is not principally engaged in the business of debt\nadjusting, when the person renders services in the course of his or her practice as an\nattorney-at-law;\n(2) Any person who is a regular, full -time employee of a debtor, and who acts as an\nadjuster of his employer's debts;\n(3) Any person acting pursu ant to any order or judgment of court, or pursuant to\nauthority conferred by any law of this state or of the United States;\n(4) Any person who is a creditor of the debtor, or an agent of one (1) or more creditors\nof the debtor, and whose services in adjust ing the debtor's debts are rendered\nwithout cost to the debtor;\n(5) Any person who arranges for or makes a loan to the debtor, and who, at the\nauthorization of the debtor, acts as an adjuster of the debtor's debts in the\ndisbursement of the proceeds of the  loan, without compensation from the debtor for\nthe services rendered in adjusting the debts;\n(6) Any charitable, religious or educational organization, determined to be exempt from\ntaxation under Section 501(c)(3) of the Internal Revenue Code that is not in the\nbusiness of debt adjusting, as defined in KRS 380.010; and\n(7) Any person who is a creditor of the debtor, when adjusting a debt or debts owed by\nthe debtor to the person.","path":["KRS Chapter 380"],"source_url":"https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=35380","current_through":"Includes enactments through the 2026 Regular Session","vintage":"09/05/2026","retrieved_at":"2026-09-05T20:59:09Z","sha256":"91d9fa1b5379be69d9a43ae25b782a219ccd867aa02828fa370d2e4ca78d38b0","source_id":"us-ky","stale":false,"prev":"us-ky/krs-380.020","next":"us-ky/krs-380.040"},"notice":"GroundRules: Original legal text. Not legal advice."}