{"data":{"id":"us-la/rs-22-1507","jurisdiction":"us-la","citation":"RS 22:1507","heading":"Exemptions from the use of credit information","body":"Insurers shall provide reasonable exemptions from the use of credit information in underwriting or rating risks if the consumer can clearly demonstrate that his credit history is unduly influenced by a medical crisis, death of a spouse, identity theft, the personal guaranty of a business loan, or a catastrophic event as deemed by the commissioner of insurance. Nothing in this Section shall be construed to provide a consumer or other insured with a cause of action that does not exist in the absence of this Section.","path":["SUBPART C-1. PHARMACY BENEFIT MANAGERS§1863. Definitions"],"source_url":"https://www.legis.la.gov/legis/Law.aspx?d=508488","current_through":"2025 First Extraordinary Session","vintage":"","retrieved_at":"2026-09-14T04:54:28Z","sha256":"0fc47dcf95fc38834da7ad29e4c5b043e3130f1e8370cd34ab534b7e3a0def75","source_id":"us-la","stale":false,"prev":"us-la/rs-22-1506","next":"us-la/rs-22-1508"},"notice":"GroundRules: Original legal text. Not legal advice."}