{"data":{"id":"us-la/rs-9-3579.2","jurisdiction":"us-la","citation":"RS 9:3579.2","heading":"Definitions","body":"(1) \"Borrower\" means an individual who receives the proceeds of a refund anticipation loan.\n(2) \"Facilitator\" means a person who, for compensation from a borrower or any other person, assists the borrower in applying for or obtaining a refund anticipation loan. \"Facilitator\" does not include a lender that makes a refund anticipation loan, an affiliate that is a servicer for such a lender, or any person who does not have direct contact with a borrower in connection with applying for or obtaining a refund anticipation loan. For the purposes of this Chapter, a \"facilitator\" shall also mean the individual or entity that signs the tax return on which the refund anticipation loan is based.\n(3) \"Lender\" means a person who extends credit to a borrower in the form of a refund anticipation loan.\n(4) \"Refund anticipation loan\" means a loan obtained by a taxpayer based on the taxpayer's anticipated federal income tax refund.\n(5) \"Refund anticipation loan fee\" means a fee imposed or other consideration required by the facilitator or the lender for a refund anticipation loan. The term does not include a fee usually imposed or other consideration usually required by the facilitator in the ordinary course of business for services not related to the making of loans, including a fee imposed for tax return preparation or for the electronic filing of a tax return.","path":["TITLE 9. CIVIL CODE-ANCILLARIES"],"source_url":"https://www.legis.la.gov/legis/Law.aspx?d=725508","current_through":"2025 First Extraordinary Session","vintage":"","retrieved_at":"2026-09-14T04:49:50Z","sha256":"c84e777b528d53578e09d6f25179e36f5e7274bda75a583987479b7f02bc4238","source_id":"us-la","stale":false,"prev":"us-la/rs-9-3579.1","next":"us-la/rs-9-3579.3"},"notice":"GroundRules: Original legal text. Not legal advice."}