{"data":{"id":"us-ma/mass.-gen.-laws-ch.-175-113b1-2","jurisdiction":"us-ma","citation":"Mass. Gen. Laws ch. 175, § 113B1/2","heading":"Increase in premium of motor vehicle liability policy resulting from at-fault accident not satisfying criteria for minor or major accident prohibited","body":"Section 113B1/2. For an at-fault accident claim, a minor accident shall be an accident for which the claim payment, exclusive of any deductible, exceeds $1,000 but is not more than $5,000 under: (i) property damage liability coverage; (ii) collision coverage; (iii) limited collision coverage; (iv) for accidents occurring on or after January 1, 2006, bodily injury liability coverage if there is neither a surchargeable property damage liability coverage claim nor a surchargeable collision coverage claim; or (v) as a result of an accident with a bodily injury liability coverage claim. For an at-fault accident claim, a major accident shall be an accident for which the claim payment, exclusive of any deductible, exceeds $5,000 under: (A) property damage liability coverage; (B) collision coverage; (C) limited collision coverage; (D) for accidents occurring on or after January 1, 2006, bodily injury liability coverage if there is neither a surchargeable property damage liability coverage claim nor a surchargeable collision coverage claim; or (E) as a result of an accident with a bodily injury liability coverage claim. No motor vehicle liability policy, as defined by section 34A of chapter 90, shall apply an increase in premium as a result of an at-fault accident that does not satisfy the criteria for a minor or major accident. For purposes of this section, ''premium'' shall mean the cost of a policy, or coverage within a policy, to an individual policyholder based on the particular drivers and motor vehicles insured under the policy.","path":["Part I","Title XXII","Chapter 175"],"source_url":"https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section113B1~2","current_through":"amendments passed before May 31, 2026","vintage":"","retrieved_at":"2026-09-17T05:24:07Z","sha256":"b105c026224f547e5a948c82ae7da6ec8c1fcb07e267848d0a4ea7bf00517f20","source_id":"us-ma","stale":false,"prev":"us-ma/mass.-gen.-laws-ch.-175-113x","next":"us-ma/mass.-gen.-laws-ch.-175-114"},"notice":"GroundRules: Original legal text. Not legal advice."}