{"data":{"id":"us-ma/mass.-gen.-laws-ch.-175-4g","jurisdiction":"us-ma","citation":"Mass. Gen. Laws ch. 175, § 4G","heading":"Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy","body":"Section 4G. (a) An insurer that utilizes an applicant's Massachusetts driving history as a rating or underwriting factor for private passenger motor vehicle insurance in the commonwealth, a licensed insurance producer or third-party representative shall verify the applicant's Massachusetts driving history through the use of the registry of motor vehicles database or a reliable third-party database prior to processing payment or issuing a policy, unless the driving history is unavailable at the time of the initial inquiry due to a temporary website outage, service interruption or other circumstances beyond the control of the insurer, producer or third-party representative. When providing a private passenger automobile insurance quote, an insurer, licensed insurance producer or third-party representative shall provide a disclosure regarding the verification of an applicant's Massachusetts driving history.","path":["Part I","Title XXII","Chapter 175"],"source_url":"https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section4G","current_through":"amendments passed before May 31, 2026","vintage":"","retrieved_at":"2026-09-17T05:24:03Z","sha256":"6246e6c55b2d8ad181e833c7975f37b46e9761cd98bce051c24a731a31c3afbe","source_id":"us-ma","stale":false,"prev":"us-ma/mass.-gen.-laws-ch.-175-4f","next":"us-ma/mass.-gen.-laws-ch.-175-5"},"notice":"GroundRules: Original legal text. Not legal advice."}