{"data":{"id":"us-ma/mass.-gen.-laws-ch.-188-9","jurisdiction":"us-ma","citation":"Mass. Gen. Laws ch. 188, § 9","heading":"Subordination of estate of homestead to mortgage executed by all owners","body":"Section 9. An estate of homestead shall be subordinate to a mortgage encumbering the home executed by all the owners of the home. For the purposes of this chapter, a mortgage shall include an instrument granting a security interest in a manufactured home or cooperative housing unit. The subordination shall not require the signature of a spouse who is not an owner. A mortgage executed by fewer than all of the owners of a home that is subject to an estate of homestead shall be superior only to the homestead estate of the owners who are parties to the mortgage and their non-titled spouses and minor children, if any.\nNo statement that a homestead estate shall be subordinate to the mortgage shall be required in the mortgage instrument and nothing contained in a mortgage or any document executed in connection with the mortgage shall affect or be construed to create, modify or terminate a homestead estate, other than to subordinate it to the mortgage as aforesaid. A mortgage lender shall not require or record a release of homestead in connection with the making and recording of a mortgage.","path":["Part II","Title I","Chapter 188"],"source_url":"https://malegislature.gov/Laws/GeneralLaws/PartII/TitleI/Chapter188/Section9","current_through":"amendments passed before May 31, 2026","vintage":"","retrieved_at":"2026-09-17T05:24:27Z","sha256":"58119bc6388586cd75ee700c956ff84257f0c2a7133282ee611aab3527f90cff","source_id":"us-ma","stale":false,"prev":"us-ma/mass.-gen.-laws-ch.-188-8","next":"us-ma/mass.-gen.-laws-ch.-188-10"},"notice":"GroundRules: Original legal text. Not legal advice."}