{"data":{"id":"us-ma/mass.-gen.-laws-ch.-255d-20","jurisdiction":"us-ma","citation":"Mass. Gen. Laws ch. 255D, § 20","heading":"Delinquency and collection charge; dishonored check charge","body":"Section 20. The holder of a retail installment sale agreement may, if the agreement so provides, collect a delinquency and collection charge on each installment in default for a period of not less than fifteen days in an amount not in excess of five percent of each installment or five dollars, whichever is less, and assess and collect a charge, not to exceed ten dollars, for any check, draft or order for the payment of money submitted in accordance with said agreement which is returned unpaid or not honored by a bank or other depository.","path":["Part III","Title IV","Chapter 255D"],"source_url":"https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter255D/Section20","current_through":"amendments passed before May 31, 2026","vintage":"","retrieved_at":"2026-09-17T05:25:05Z","sha256":"1887a629c78536b180afd2d0998ea6108bfa9229ac40b8505ee9753e897bac49","source_id":"us-ma","stale":false,"prev":"us-ma/mass.-gen.-laws-ch.-255d-19","next":"us-ma/mass.-gen.-laws-ch.-255d-21"},"notice":"GroundRules: Original legal text. Not legal advice."}