{"data":{"id":"us-ma/mass.-gen.-laws-ch.-93-59","jurisdiction":"us-ma","citation":"Mass. Gen. Laws ch. 93, § 59","heading":"Charge to consumer for disclosures","body":"Section 59. (a) A consumer reporting agency shall make all disclosures pursuant to section fifty-six without charge to the consumer if, within sixty days after receipt by such consumer of a notification pursuant to section sixty-two or notification from a debt collection agency affiliated with such consumer reporting agency stating that the consumer's credit rating may be or has been adversely affected, the consumer makes a request under section fifty-six.\n(b) Except as provided in paragraph (c), a consumer reporting agency shall not charge a consumer for any disclosures or a copy of a consumer report requested pursuant to section fifty-eight.\n(c) Except as otherwise provided, the consumer reporting agency may impose a reasonable charge, not to exceed eight dollars: (1) for making disclosures to a consumer pursuant to section fifty-six, the charge for which shall be indicated to the consumer prior to making disclosure; and (2) for furnishing notifications, statements, or summaries, to a person pursuant to paragraph (g) of section fifty-eight, the charge for which shall be indicated to the consumer prior to furnishing such information.\n(d) Each consumer reporting agency which compiles and maintains files on consumers on a nationwide basis shall furnish without charge to any consumer who has provided verification of his identity and who meets other requirements as set forth in section fifty-seven and who requests a copy of his consumer report, one complete consumer report per calendar year.\n(e) Each consumer reporting agency which does not compile and maintain files on consumers on a nationwide basis shall furnish, for a charge not to exceed five dollars, to any consumer who has provided verification of his identity and who meets other requirements as set forth in section fifty-seven and who requests a copy of his consumer report, one complete consumer report per calendar year.","path":["Part I","Title XV","Chapter 93"],"source_url":"https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXV/Chapter93/Section59","current_through":"amendments passed before May 31, 2026","vintage":"","retrieved_at":"2026-09-17T05:21:56Z","sha256":"367ee7871a3ff70eafc445370825741d977129b0d017ab8dfaf1e619ce864c6d","source_id":"us-ma","stale":false,"prev":"us-ma/mass.-gen.-laws-ch.-93-58","next":"us-ma/mass.-gen.-laws-ch.-93-60"},"notice":"GroundRules: Original legal text. Not legal advice."}