{"data":{"id":"us-ma/mass.-gen.-laws-ch.-93-62b","jurisdiction":"us-ma","citation":"Mass. Gen. Laws ch. 93, § 62B","heading":"Offering of paid products to prevent or restrict access to credit; notice of availability of security freeze without charge; identification of other consumer reporting agencies from which to place, lift or remove security freeze","body":"Section 62B. A consumer reporting agency shall not knowingly offer a paid product to prevent unauthorized access or restrict access to a consumer's credit unless at the time of transaction the consumer reporting agency: (i) notifies the consumer of the availability of obtaining a security freeze without charge and (ii) provides information to the consumer on how to obtain a security freeze.\nA consumer reporting agency that compiles and maintains files on consumers on a nationwide basis and receives a request by a consumer for a security freeze shall identify, to the best of its knowledge, any other consumer reporting agency that compiles and maintains files on consumers on a nationwide basis and inform consumers of appropriate websites, toll-free telephone numbers and mailing addresses that would permit the consumer to place, lift or remove a security freeze from such other consumer reporting agency. The consumer reporting agencies subject to this section may establish a centralized source, including, but not limited to, a website, that directs a consumer to such websites, toll-free telephone numbers and mailing addresses.","path":["Part I","Title XV","Chapter 93"],"source_url":"https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXV/Chapter93/Section62B","current_through":"amendments passed before May 31, 2026","vintage":"","retrieved_at":"2026-09-17T05:21:56Z","sha256":"265220b2c41f372938a1e52186d3e0b67f346ef5554bc6bafcce83271aea20dc","source_id":"us-ma","stale":false,"prev":"us-ma/mass.-gen.-laws-ch.-93-62a","next":"us-ma/mass.-gen.-laws-ch.-93-63"},"notice":"GroundRules: Original legal text. Not legal advice."}