{"data":{"id":"us-md/md.-code-commercial-law-12-1301","jurisdiction":"us-md","citation":"Md. Code, Commercial Law § 12–1301","heading":"","body":"(a) In this subtitle the following words have the meanings indicated.\n(b) “Borrower” has the meaning stated in § 11–501 of the Financial Institutions Article.\n(c) “Home buyer education or housing counseling” means instruction on preparing for home ownership, shopping for a home, obtaining a mortgage, loan closing, and life as a homeowner.\n(d) “Lender” means a person that makes a mortgage loan.\n(e) “Mortgage loan” has the meaning stated in § 11–501 of the Financial Institutions Article.\n(f) “Secondary mortgage loan” means a mortgage loan secured by residential real property that is subject to the lien of one or more prior mortgage loans.","path":["Article - Commercial Law"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl\u0026section=12-1301","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:56:33Z","sha256":"cff105fecca21d56fa99fdd497001f7d4d081423c35487ea2d65572f89e0a8ac","source_id":"us-md","stale":false,"prev":"us-md/md.-code-commercial-law-12-1208","next":"us-md/md.-code-commercial-law-12-1302"},"notice":"GroundRules: Original legal text. Not legal advice."}