{"data":{"id":"us-md/md.-code-commercial-law-12-307","jurisdiction":"us-md","citation":"Md. Code, Commercial Law § 12–307","heading":"","body":"(a) At the time a loan is made, a lender may collect from the borrower:\n(1) As to any item of the total property that secures a loan:\n(i) The fees paid to a public official or governmental agency for recording or satisfying a mortgage, encumbrance, or lien on any property securing the loan; or\n(ii) An equal or lesser amount for nonfiling insurance premium on any property, or portion of the property, that is not recorded if:\n1. The Insurance Commissioner approves the rates; and\n2. A commission is not paid on the policy; and\n(2) The title insurance premiums or reasonable attorney’s fees paid for searching and insuring the title to any real property securing the loan.\n(b) A lender may collect from the borrower a fee not exceeding $15 if payment is made with a check that is dishonored on the second presentment.","path":["Article - Commercial Law"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl\u0026section=12-307","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:56:33Z","sha256":"c2e71275d5d4690b3109990cd4ecce05f2787af7b8e61b877039746c270ccd2c","source_id":"us-md","stale":false,"prev":"us-md/md.-code-commercial-law-12-306","next":"us-md/md.-code-commercial-law-12-307.1"},"notice":"GroundRules: Original legal text. Not legal advice."}