{"data":{"id":"us-md/md.-code-commercial-law-12-505.2","jurisdiction":"us-md","citation":"Md. Code, Commercial Law § 12–505.2","heading":"","body":"A seller or holder may not enter into a closed end retail credit account agreement, providing for an initial rate of finance charge pursuant to § 12-505(a)(3) of this subtitle, which contains a provision that permits the seller or holder to increase or decrease the applicable rate of finance charge from time to time during the term of the account.","path":["Article - Commercial Law"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl\u0026section=12-505.2","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:56:33Z","sha256":"79c1c62353b17249fae252a775fc18c04e81cd06600f37e924ae68e3abbd5412","source_id":"us-md","stale":false,"prev":"us-md/md.-code-commercial-law-12-505.1","next":"us-md/md.-code-commercial-law-12-505.3"},"notice":"GroundRules: Original legal text. Not legal advice."}