{"data":{"id":"us-md/md.-code-commercial-law-12-635","jurisdiction":"us-md","citation":"Md. Code, Commercial Law § 12–635","heading":"","body":"(a) A sales finance company shall permit a buyer to prepay in full or in part at any time, without penalty, the outstanding balance payable under a renewal, extension, or refund agreement.\n(b) If a buyer prepays the entire outstanding balance, the sales finance company shall pay or credit to him the unearned portion of the charge.","path":["Article - Commercial Law"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl\u0026section=12-635","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:56:33Z","sha256":"dd89695d1ee9b1f75295811740d80335711b856e805307749c7c9488740d5718","source_id":"us-md","stale":false,"prev":"us-md/md.-code-commercial-law-12-634","next":"us-md/md.-code-commercial-law-12-636"},"notice":"GroundRules: Original legal text. Not legal advice."}