{"data":{"id":"us-md/md.-code-commercial-law-14-3901","jurisdiction":"us-md","citation":"Md. Code, Commercial Law § 14–3901","heading":"","body":"(a) In this subtitle the following words have the meanings indicated.\n(b) “Arbitration activity” means the initiation, conduct, sponsorship, or administration of, or the appointment of an arbitrator in, a consumer arbitration.\n(c) “Arbitration organization” means a nongovernmental association, agency, board, commission, corporation, or other entity that performs arbitration activities.\n(d) “Consumer” means an individual who is:\n(1) A resident of the State; and\n(2) An actual or prospective purchaser or lessee of any goods, services, real property, or credit primarily for personal, family, or household purposes.\n(e) (1) “Consumer arbitration” means a binding arbitration conducted in accordance with a consumer arbitration agreement.\n(2) “Consumer arbitration” does not include:\n(i) A binding arbitration conducted in accordance with the provisions of a policy of property insurance, casualty insurance, or surety insurance, as those terms are defined in § 1–101 of the Insurance Article;\n(ii) An arbitration governed by rules adopted by a securities self–regulatory organization and approved by the United States Securities and Exchange Commission under federal law; or\n(iii) An arbitration between a consumer and a related institution that is licensed by the Maryland Department of Health, if the consumer arbitration agreement between the consumer and the related institution is not mandated as a condition of admission of the consumer to the related institution.\n(f) (1) “Consumer arbitration agreement” means a standardized contract that:\n(i) Is between a consumer and another person who is not a consumer;\n(ii) Provides for the sale or lease of any goods, services, real property, or credit primarily for personal, family, or household purposes; and\n(iii) Requires that disputes arising under the contract be submitted to binding arbitration.\n(2) “Consumer arbitration agreement” does not include a public or private sector collective bargaining agreement.\n(g) “Related institution” has the meaning stated in § 19–301 of the Health – General Article.","path":["Article - Commercial Law"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl\u0026section=14-3901","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:56:33Z","sha256":"7c451805aa19226ead3411943222495556b3bac45ee1107c855db4d0446f2e0e","source_id":"us-md","stale":false,"prev":"us-md/md.-code-commercial-law-14-3807","next":"us-md/md.-code-commercial-law-14-3902"},"notice":"GroundRules: Original legal text. Not legal advice."}