{"data":{"id":"us-md/md.-code-commercial-law-17-301","jurisdiction":"us-md","citation":"Md. Code, Commercial Law § 17–301","heading":"","body":"(a) For purposes of this subtitle:\n(1) An action by an agent or other representative of an apparent owner, other than a holder acting as the apparent owner’s agent, is presumed to be an action on behalf of the apparent owner; and\n(2) A communication with an apparent owner by a person other than the holder or the holder’s representative is not an indication of apparent owner interest in property unless a record of the communication evidences the apparent owner’s knowledge of a right to the property.\n(b) When determining the address of an apparent owner under this subtitle:\n(1) (i) The last known address of an apparent owner includes any description, code, or other indication of the location of the apparent owner that identifies a state; and\n(ii) An indication of the location of the apparent owner that identifies a state does not need to be sufficient to direct the delivery of first–class mail to the apparent owner;\n(2) This State is deemed to be the state of the last known address of the apparent owner if:\n(i) The postal zip code associated with the apparent owner is for a post office located in this State; and\n(ii) There are no other records associated with the apparent owner that specifically identify the physical address of the apparent owner to be in another state;\n(3) Another state is deemed to be the state of the last known address of the apparent owner if:\n(i) The postal zip code associated with the apparent owner is for a post office located outside this State; and\n(ii) There are no other records associated with the apparent owner that specifically identify the physical address of the apparent owner to be in this State; and\n(4) The address of the apparent owner of a life or endowment insurance policy or annuity contract or its proceeds is presumed to be the address of the insured or annuitant if:\n(i) A person other than the insured or annuitant is entitled to the amount owed under the policy or contract; and\n(ii) The address of the person entitled to the amount owed under the policy or contract is:\n1. Not known by the insurance company; and\n2. Cannot be determined under § 17–301.1(d) of this subtitle.","path":["Article - Commercial Law"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl\u0026section=17-301","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:56:33Z","sha256":"bb6e65662de00ee7ca2f9014bd358d489ac56370baadd2d2351430b39caaeed1","source_id":"us-md","stale":false,"prev":"us-md/md.-code-commercial-law-17-209","next":"us-md/md.-code-commercial-law-17-301.1"},"notice":"GroundRules: Original legal text. Not legal advice."}