{"data":{"id":"us-md/md.-code-financial-institutions-1-209","jurisdiction":"us-md","citation":"Md. Code, Financial Institutions § 1–209","heading":"","body":"(a) Only the State may enact a law which purports to regulate extensions of credit made by a financial institution.\n(b) This section does not:\n(1) Affect federal law preemption of State law;\n(2) Restrict or otherwise affect local laws that establish property ownership or the rights and obligations of property owners;\n(3) Restrict or otherwise affect a local government’s ability to regulate its fiscal, economic, or community development policy;\n(4) Restrict or otherwise affect a local government’s ability to enact laws or adopt regulations relating to fair housing or other civil rights; or\n(5) Restrict or otherwise affect a local government’s ability to establish or administer loan programs to assist residents with financial needs.","path":["Article - Financial Institutions"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gfi\u0026section=1-209","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:58:27Z","sha256":"736f5878e6a8c07bb7a3ef3f4332c8493618f9df13111c7da852f54a1afdbd77","source_id":"us-md","stale":false,"prev":"us-md/md.-code-financial-institutions-1-208","next":"us-md/md.-code-financial-institutions-1-210"},"notice":"GroundRules: Original legal text. Not legal advice."}