{"data":{"id":"us-md/md.-code-financial-institutions-3-606","jurisdiction":"us-md","citation":"Md. Code, Financial Institutions § 3–606","heading":"","body":"(a) An officer, employee, or agent of a commercial bank may not certify any draft drawn on the commercial bank unless the drawer has on deposit an amount equal to at least the amount of the draft.\n(b) If a draft is certified in violation of this section by a person who is authorized to certify drafts, it is a valid obligation of the commercial bank.","path":["Article - Financial Institutions"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gfi\u0026section=3-606","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:58:27Z","sha256":"53fb88921c3f8e73b134cee62855850d534ac9c5471ae9011d6aecc85810eff9","source_id":"us-md","stale":false,"prev":"us-md/md.-code-financial-institutions-3-605","next":"us-md/md.-code-financial-institutions-3-607"},"notice":"GroundRules: Original legal text. Not legal advice."}