{"data":{"id":"us-md/md.-code-insurance-12-105","jurisdiction":"us-md","citation":"Md. Code, Insurance § 12–105","heading":"","body":"Without limitation of any right or defense of an insurer, the following acts by or on behalf of an insurer are not considered to be a waiver of a provision of a policy or of a defense of the insurer under the policy:\n(1) acknowledging the receipt of notice of loss or claim under the policy;\n(2) furnishing a form for:\n(i) reporting a loss or claim;\n(ii) giving information relating to a loss or claim; or\n(iii) making proof of a loss;\n(3) receiving or acknowledging receipt of a form or proof listed in item (2) of this section, completed or uncompleted;\n(4) investigating a loss or claim under a policy; or\n(5) engaging in negotiations toward settlement of a loss or claim.","path":["Article - Insurance"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin\u0026section=12-105","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:59:28Z","sha256":"44e819be34ce86bb4de3aae64d87504099fa9f7d6bb4901ef80609f216ae3140","source_id":"us-md","stale":false,"prev":"us-md/md.-code-insurance-12-104","next":"us-md/md.-code-insurance-12-106"},"notice":"GroundRules: Original legal text. Not legal advice."}