{"data":{"id":"us-md/md.-code-insurance-12-209","jurisdiction":"us-md","citation":"Md. Code, Insurance § 12–209","heading":"","body":"A life insurance or health insurance policy or annuity contract may not be delivered or issued for delivery in the State if the policy or contract:\n(1) states that the policy or contract is to be construed according to the laws of another state or country;\n(2) states that the rights and obligations of the insured or of a person with a claim under the policy or contract are to be governed by laws other than the laws of this State;\n(3) provides a period shorter than 3 years within which an action may be brought on the policy or contract;\n(4) deprives the courts of the State of the jurisdiction of any action against the insurer;\n(5) provides that the insurance producer who solicits the insurance or annuity is the agent of the insured; or\n(6) makes the acts or representations of the insurance producer who solicits the insurance or annuity binding on the insured.","path":["Article - Insurance"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin\u0026section=12-209","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:59:28Z","sha256":"49025b0ef05f51a78c4173fa662ce2ca97b04d70dfac9c04983d02b0aeaf8b15","source_id":"us-md","stale":false,"prev":"us-md/md.-code-insurance-12-208","next":"us-md/md.-code-insurance-12-210"},"notice":"GroundRules: Original legal text. Not legal advice."}