{"data":{"id":"us-md/md.-code-insurance-15-1409","jurisdiction":"us-md","citation":"Md. Code, Insurance § 15–1409","heading":"","body":"(a) In this section, “product” means a discrete package of health benefits that are offered using a particular product network type within a geographic service area.\n(b) A carrier that elects not to renew all of a particular product in the State shall:\n(1) provide notice of the nonrenewal at least 90 days before the date of the nonrenewal to each affected:\n(i) policyholder;\n(ii) plan sponsor;\n(iii) participant; and\n(iv) beneficiary;\n(2) offer to each affected plan sponsor the option to purchase any other health insurance coverage currently being offered by the carrier; and\n(3) act uniformly without regard to the claims experience of any affected plan sponsor, or any health status–related factor of any affected individual.\n(c) A carrier may elect not to renew all group health benefit plans in the State.\n(d) When a carrier elects not to renew all group health benefit plans in the State, the carrier:\n(1) shall give notice of its decision to the affected individuals at least 180 days before the effective date of nonrenewal;\n(2) at least 30 working days before that notice, shall give notice to the Commissioner; and\n(3) may not write new business for groups in the State for a 5–year period beginning on the date of notice to the Commissioner.\n(e) A health maintenance organization need not offer coverage to an individual who does not live, reside, or work within the health maintenance organization’s approved service areas.\n(f) A carrier may make a uniform modification of coverage for a product only at the time of renewal of a health benefit plan.\n(g) A carrier will not be considered to have elected not to renew all group health benefit plans in the State if the carrier complies with 45 C.F.R. § 147.106(d)(3).","path":["Article - Insurance"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin\u0026section=15-1409","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:59:28Z","sha256":"a4c6733cf7024d6401e8a9941614551ec115f56bcea070531a08a32eaa7d5b0a","source_id":"us-md","stale":false,"prev":"us-md/md.-code-insurance-15-1408","next":"us-md/md.-code-insurance-15-1410"},"notice":"GroundRules: Original legal text. Not legal advice."}