{"data":{"id":"us-md/md.-code-insurance-18-105","jurisdiction":"us-md","citation":"Md. Code, Insurance § 18–105","heading":"","body":"Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain:\n(1) a report of a physical examination;\n(2) an assessment of functional capacity; or\n(3) copies of medical records.","path":["Article - Insurance"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin\u0026section=18-105","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:59:28Z","sha256":"c4f4c25b90199d3c9afafae0fcc84bdffbd812b276b3b0da9033d931bcaec50e","source_id":"us-md","stale":false,"prev":"us-md/md.-code-insurance-18-104","next":"us-md/md.-code-insurance-18-106"},"notice":"GroundRules: Original legal text. Not legal advice."}