{"data":{"id":"us-md/md.-code-insurance-19-213","jurisdiction":"us-md","citation":"Md. Code, Insurance § 19–213","heading":"","body":"(a) Each policy of homeowner’s, farmowner’s, or dwelling insurance issued, sold, or delivered in the State that provides property coverage for a dwelling or personal property on a replacement cost basis shall contain a provision that allows an insured to file a claim for the difference between the actual cash value and the replacement cost for the completed repairs or replacement for not less than 2 years after the date of loss.\n(b) An insurer may require an insured seeking additional payments on a replacement cost basis to notify the insurer, within 180 days after the date of loss, of the insured’s intent to repair or replace the dwelling or personal property.","path":["Article - Insurance"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin\u0026section=19-213","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:59:28Z","sha256":"4b147bbc788478b63331637df7609978787aae28712c3747f7450e66e5aa7bab","source_id":"us-md","stale":false,"prev":"us-md/md.-code-insurance-19-212","next":"us-md/md.-code-insurance-19-214"},"notice":"GroundRules: Original legal text. Not legal advice."}