{"data":{"id":"us-md/md.-code-insurance-19-518","jurisdiction":"us-md","citation":"Md. Code, Insurance § 19–518","heading":"","body":"(a) In this section, “volunteer driver” means an individual who provides driving services, including transportation of individuals or goods, without compensation other than for expenses to:\n(1) a charitable organization, as defined in § 6–101 of the Business Regulation Article, in the State; or\n(2) a not–for–profit organization in the State that is exempt from taxation under § 501(c)(3), (4), or (6) of the Internal Revenue Code.\n(b) An insurer that issues, sells, or delivers a motor vehicle liability insurance policy in the State may not:\n(1) cancel the policy of a named insured or refuse to issue the policy to an applicant solely because the named insured or applicant is a volunteer driver; or\n(2) impose a surcharge on or otherwise increase the rate for the policy solely because the named insured or applicant, a member of the named insured’s or applicant’s household, or an individual who customarily operates the named insured’s or applicant’s motor vehicle is a volunteer driver.\n(c) This section does not prohibit an insurer from canceling, refusing to renew, imposing a surcharge on, or otherwise increasing the rate for a motor vehicle liability insurance policy based on factors other than the status of a driver under the policy as a volunteer driver.","path":["Article - Insurance"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin\u0026section=19-518","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:59:28Z","sha256":"ca2580320098b8ff0c7eb80d56cd46be23f49cba1b404d75dd683c61cd26e0fe","source_id":"us-md","stale":false,"prev":"us-md/md.-code-insurance-19-517.1","next":"us-md/md.-code-insurance-19-519"},"notice":"GroundRules: Original legal text. Not legal advice."}