{"data":{"id":"us-md/md.-code-insurance-32-103","jurisdiction":"us-md","citation":"Md. Code, Insurance § 32–103","heading":"","body":"(a) Each carrier subject to this title shall maintain a risk management framework for identifying, assessing, monitoring, managing, and reporting its material and relevant risks.\n(b) A carrier may satisfy this requirement if the insurance group of which the carrier is a member maintains a risk management framework that applies to the operations of the carrier.","path":["Article - Insurance"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin\u0026section=32-103","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:59:28Z","sha256":"841b0d50b287d36926a10b55b88dd2fc59034eeee2f127e94e1d714b4855cdfe","source_id":"us-md","stale":false,"prev":"us-md/md.-code-insurance-32-102","next":"us-md/md.-code-insurance-32-104"},"notice":"GroundRules: Original legal text. Not legal advice."}