{"data":{"id":"us-md/md.-code-insurance-32-104","jurisdiction":"us-md","citation":"Md. Code, Insurance § 32–104","heading":"","body":"(a) Subject to § 32–106 of this title, a carrier, or the insurance group of which the carrier is a member, shall regularly conduct an ORSA consistent with the process outlined in the ORSA Guidance Manual.\n(b) The ORSA shall be conducted:\n(1) regularly, but not less than once each year; and\n(2) at any time when there is a significant change to the risk profile of the carrier or the insurance group of which the carrier is a member.","path":["Article - Insurance"],"source_url":"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin\u0026section=32-104","current_through":"2026-01-01","vintage":"","retrieved_at":"2026-09-14T19:59:28Z","sha256":"95f3630cc406bc768e02ea1987db5ffe5abe2bc06f276c8dfc513d84401a7c74","source_id":"us-md","stale":false,"prev":"us-md/md.-code-insurance-32-103","next":"us-md/md.-code-insurance-32-105"},"notice":"GroundRules: Original legal text. Not legal advice."}