{"data":{"id":"us-me/24-a-m.r.s.-2159-e","jurisdiction":"us-me","citation":"24-A M.R.S. §2159-E","heading":"Discrimination against naloxone hydrochloride or another opioid overdose-reversing medication purchases prohibited in life insurance","body":"1.  Discrimination prohibited.  Notwithstanding any provision of law to the contrary and except as provided in subsection 2, an insurer authorized to do business in this State may not:\nA.  Limit coverage or refuse to issue or renew coverage of an individual under any life insurance policy due to the fact that the individual has been issued a prescription for naloxone hydrochloride or another opioid overdose-reversing medication or has purchased naloxone hydrochloride or another opioid overdose-reversing medication in accordance with Title 22, section 2353;\nB.  Consider the fact that an individual has been issued a prescription for naloxone hydrochloride or another opioid overdose-reversing medication or has purchased naloxone hydrochloride or another opioid overdose-reversing medication in determining the premium rate for coverage of that individual under a life insurance policy; or\nC.  Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price or any other condition of a life insurance policy based solely and without any additional actuarial justification upon the fact that an individual has been issued a prescription for naloxone hydrochloride or another opioid overdose-reversing medication or has purchased naloxone hydrochloride or another opioid overdose-reversing medication.\nAn opioid overdose-reversing medication referenced in this subsection must be approved by the federal Food and Drug Administration.\n2.  Exception.  An insurer may take an action described in subsection 1 with respect to an individual who has a demonstrated history of opioid use disorder.","path":["TITLE 24-A: MAINE INSURANCE CODE","CHAPTER 23: TRADE PRACTICES AND FRAUDS"],"source_url":"https://legislature.maine.gov/statutes/24-A/title24-Asec2159-E.html","current_through":"October 1, 2025","vintage":"","retrieved_at":"2026-09-04T15:12:33Z","sha256":"98abe62c2556823ba65d21b8c6e5acf8296b0dc76e4e5045d99de9e7c174f1e9","source_id":"us-me","stale":false,"prev":"us-me/24-a-m.r.s.-2159-d","next":"us-me/24-a-m.r.s.-2159-f"},"notice":"GroundRules: Original legal text. Not legal advice."}