{"data":{"id":"us-me/24-a-m.r.s.-2214","jurisdiction":"us-me","citation":"24-A M.R.S. §2214","heading":"Previous adverse underwriting decisions","body":"A carrier, producer or producer agency may not base an adverse underwriting decision in whole or in part:\n1.  Previous adverse underwriting decisions.  On the fact of a previous adverse underwriting decision or on the fact that a consumer previously obtained insurance coverage through a residual market, a surplus lines insurer or a carrier that specializes in substandard risks.  However, a carrier or producer may base an adverse underwriting decision on further information obtained from a carrier, producer or producer agency responsible for a previous adverse underwriting decision; or\n2.  Information from insurance support organizations.  On personal information received from an insurance support organization whose primary source of information is insurance carriers.  However, a carrier or producer may base an adverse underwriting decision on further personal information obtained as a result of information received from  the insurance support organization, including primary source information confirming the information received from the insurance support organization.","path":["TITLE 24-A: MAINE INSURANCE CODE","CHAPTER 24: INSURANCE INFORMATION AND PRIVACY PROTECTION ACT"],"source_url":"https://legislature.maine.gov/statutes/24-A/title24-Asec2214.html","current_through":"October 1, 2025","vintage":"","retrieved_at":"2026-09-04T15:12:33Z","sha256":"fc90325a6f792fdfdeb1f122fe728a6bae254de6b69a04425eed0cca0435e4aa","source_id":"us-me","stale":false,"prev":"us-me/24-a-m.r.s.-2213","next":"us-me/24-a-m.r.s.-2215"},"notice":"GroundRules: Original legal text. Not legal advice."}