{"data":{"id":"us-me/24-a-m.r.s.-3003","jurisdiction":"us-me","citation":"24-A M.R.S. §3003","heading":"Combination coverages","body":"Any policy or contract otherwise subject to section 3002 (standard fire policy required; exceptions), which includes either on an unspecified basis as to the coverage or for a single premium coverage against the peril of fire and substantial coverage against other perils need not comply with such provisions, provided:\n1.   Such policy or contract shall afford coverage, with respect to the peril of fire, not less than the coverage afforded by such Maine standard fire policy;\n2.   That such coverage as to the peril of fire shall be made subject without change to the same general provisions and stipulations as those of such standard fire policy;\n3.   The provisions in relation to mortgagee interests and obligations in such standard fire policy shall be incorporated therein without change;\n4.   Such policy or contract is complete as to all of its terms without reference to the standard form of fire insurance policy or any other policy;\n5.   The superintendent is satisfied that such policy or contract complies with the provisions hereof.","path":["TITLE 24-A: MAINE INSURANCE CODE","CHAPTER 41: PROPERTY INSURANCE CONTRACTS","SUBCHAPTER 1: STANDARD FIRE POLICY"],"source_url":"https://legislature.maine.gov/statutes/24-A/title24-Asec3003.html","current_through":"October 1, 2025","vintage":"","retrieved_at":"2026-09-04T15:12:33Z","sha256":"bc9fe1ff8360fc2e7fad677919f76356354254fbe0d6455b80fab33aaa90b6db","source_id":"us-me","stale":false,"prev":"us-me/24-a-m.r.s.-3002","next":"us-me/24-a-m.r.s.-3004"},"notice":"GroundRules: Original legal text. Not legal advice."}